| Where it runs | Mac · Apple silicon · English target | Mac and Apple platforms | Mac, Windows, iOS and Android | macOS Apple silicon 14.4+ | Mac. Separate iPhone app | Mac, Windows, iOS, Android | Mac, Windows, iOS |
| Processing choice | Local Apple speech and clean-up | Device processing depends on the Dictation setup | Local/offline models are available. Cloud models are also offered. | Local by default. Optional cloud services are available. | Local by default. Optional cloud | Cloud transcription | Cloud. Private Mode default |
| Formatting angle | Numbered, bullet and checklist commands tested | Built-in punctuation plus “new line” and “new paragraph” commands | Artificial intelligence (AI) formatting is listed by the maker | Voice-to-text workflow. See maker details. | File transcription and optional text tools | Dictation with text cleanup | Dictation with text cleanup |
| Price shown by maker | US$5 one-time paid beta | Included with macOS | Pro from US$8.49/month | US$25 one Mac / US$39 two / US$49 three | Free. Pro €64 once | Free. Pro US$15/month or US$12/month billed annually | Free. Pro US$15/month or US$12/month billed annually |
| What to check | English on Apple silicon Mac; beta2 package available. Tested on macOS 27.2. | Languages, region and device processing | Model choice, platform and cloud settings | Apple silicon requirement and optional services | Cloud service settings and workflow | Free limits, retention and context settings | Free limits, privacy mode and platform availability |